The Ovation Advantage

Repairing your credit profile is one of the most important financial decisions you can make. Ovation is here to help you achieve your optimal credit profile by making the credit repair process convenient, personal, and effective. Ovation's specialized credit repair processes, legal expertise, and guaranteed customer service make us the best in the industry. We are proud that we have had the opportunity to help tens of thousands of Americans correct their credit reports, credit scores, and credit profiles and we're ready to help you too.

Features That Make The Difference

We've designed our programs with all kinds of features to help you achieve your optimum credit profile and provide you peace of mind along the way. Ovation Credit Services Inc. is not your typical credit repair company. The Ovation Advantage is the list of features that come with every single credit repair program we provide. It's symbolic of the commitment to innovative and impeccable service our company is founded upon. Here are several features that constitute the Ovation Advantage:

Customizable Programs

Ovation offers the most customizable credit repair programs available. Becoming a client ensures that you'll receive affordable, premier credit report repair and customer service. We proudly offer two program choices to address your particular credit needs - the Essentials and Essentials Plus. Both allow you access to our powerful online Dispute Manager that enables you to direct your Case Advisor the exact way you want different aspects of your case handled.

Easy & Affordable Services - Starting At Only $37 per month

Even with industry-leading customer service and the latest cutting-edge technology, we remain one of the lowest priced programs available. At Ovation our program choices start at only $37 per month. Becoming a client of Ovation Credit Services ensures that you'll receive affordable, premier credit report repair, and personal customer service.

Founded by Attorneys

Our company was founded by attorneys who continually encountered individuals plagued by inaccurate and misleading credit reports. Ovation's founders bring a level of legal and business expertise to the development of our programs that is unmatched in our industry. In addition, Ovation provides programs and services that comply with all the ethical standards that you would expect from a company founded by attorneys.

One-on-One Customer Service

When you become a client of Ovation, we assign an individual Credit Advisor to you. Throughout your relationship with Ovation, you'll work directly one-on-one with your Case Advisor to resolve the issues you have with your credit reports. Every Case Advisor is certified in the Fair Credit Reporting Act by the Consumer Data Industry Association, which is the trade association for the credit reporting agencies. We find that the one-on-one approach to customer service yields better communication, which leads to better results. Of course, you'll be working with our entire team, and our entire team will be working towards achieving your goals. We call this "Real" customer service, and it is rare in our industry.

Same Day Service

Ovation created same day service in our industry with our Fast Track service. Our Fast Track service ensures that our client gets priority same day service throughout the disputing process. Fast Track produces our fastest dispute process and customer service available! We'll organize and set up your case the same day you sign up, and we'll expedite your case while still maintaining accurate, secure data entry and outstanding customer service.

No-Risk Refund Policy

At Ovation, we proudly offer a 100% Service Satisfaction Guarantee. Just like our service, our Refund Policy is effective from day one. Our Refund Policy is simple and straight forward. Each month that you remain a client of Ovation, you pay a Monthly Fee. During any month, if we fail to provide the agreed upon services (as outlined in the Service Agreement provided during the sign up process) to your satisfaction, we will not bill you for that month. We'll make a refund for that month if necessary. We can guarantee that you will get our best efforts all the time, every time. We would not expect you to pay for anything less.

No-hassle Cancellation Policy

As a valued Ovation client, you have the right to extend or cancel our services at any time. We are committed to providing quality service all the time, which is why we believe you have the right to determine how and when you would like to utilize our resources without being bound by any lengthy contracts or agreements. If you decide to cancel our services, you can do so by phone, mail, email, or fax.

Unlimited Personalized Disputes

Our programs provide clients unlimited personalized disputing to both the credit bureaus and the creditors. We'll write customized dispute letters and send them to each major credit bureau (Experian, Trans Union, & Equifax).

Dispute Personal Information (Identity Optimization)

Ovation has created an innovative service that is customized to assist you in protecting your personal information. Our Identity Optimization service addresses the need for today's consumer to take proactive steps in order to minimize damages and reduce, or even eliminate, the chances of being victimized by ID fraud.

Dispute Inquires (Identity Optimization)

Inquiries on a credit report can result in a decrease of 2-5 points per inquiry on your credit score. With Identity Optimization, we'll work with you to dispute questionable inquiries that may be impacting your credit score.

Custom Goodwill and Validation Letters (Essentials Plus)

When you sign up for Essentials Plus we will send out an unlimited number of dispute letters to you creditors as well as the credit bureaus. There are two types of creditor letters, Goodwill letters and Validation letters. Goodwill letters are letters that go out to creditors who have reported late payments of up to 120 days. Validation letters are letters that go out to creditors who have reported accounts being over 150 days past due. If the information is proven invalid; it is used to remove the item from the client's credit report.

Free Credit Consultation

We work with individuals before they become clients to ensure that our services are right for them. At Ovation, you can have a professional case analyst review your credit situation with you over the phone with no obligation. During the consultation you'll be able to clarify exactly what Ovation can do for you, how the process works, the costs and timeframe involved, and what to expect during the course of being a client... all for no charge! Schedule a Free Consultation at your convenience or call now to speak with a case analyst.

Advantage Ovation

What does the Ovation Advantage mean to you? Results. We offer a comprehensive package of programs and services that you simply can't get elsewhere. As a client of Ovation, rest assured that we will strive to provide the best customer service in the industry, and our results-oriented Case Advisors and Case Analysts are committed to meeting and exceeding your expectations. Take a moment and review our programs and see what Ovation has to offer you.

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Balancing the Playing Field.

A Comprehensive Solution - Correction, Education, and Optimization

It's common in the credit repair industry to offer less than a complete solution. After years in the business we've noticed that people succeed to a much higher degree when they have been offered a solution that delivers more. Ovation offers them more. Our solution fuses three basic principles - Correction, Education, and Optimization.

Our Expertise with Correction

We set out to create an effective yet affordable option for consumers to verify and correct their credit profiles. Many of our clients have tried disputing directly with the bureaus only to find the process frustrating at best. Our programs are based upon extensive research of consumer credit laws, credit bureau and creditor stall tactics, and persistence for our clients. Our programs are 100% legal and have helped tens of thousands of Americans correct and update their credit profiles resulting in higher credit scores.

Our Commitment to Education

Understanding how everyday actions can reflect on a consumer's credit profile is a critical step in maintaining an accurate and optimal credit profile. We want our clients to understand how to read their credit reports, what items affect their credit report and credit score negatively, how items are reported, and what they can do to move forward and ensure that they maintain an ideal credit report.

Our Emphasis on Optimization

Once our clients have a corrected profile and understand how to maintain it, we focus on optimization of the credit profile. Optimization consists of reviewing the credit profile and determining possible changes that may positively affect the credit score. Examples include whether or not to open new accounts, whether or not to close certain accounts, how much of a balance should be carried on any certain accounts, and how to protect you from unwanted inquiries and abusive uses of your credit profile.

Ovation - Innovative, Trendsetting, & Groundbreaking From the Start

When Ovation first launched into the Credit Repair industry the field was dominated by a few mediocre leaders and their unfortunate replicates all doing the same basic thing, the same basic way. We immediately saw that an innovator offering uncompromising quality, exceptional service, and a groundbreaking approach was something that consumers could benefit from. We've never turned back from that same innovative, trendsetting disposition that propelled us to the very top of the industry years ago.

Here is a short list of groundbreaking features we've pioneered in the industry since we've been in business:

Fast-Track - Same-Day Service

So many of our clients wanted a way to get the project started immediately and what's faster than right now, so Ovation developed a way to get your disputes in the mail the same day you sign up with us.

Identity Optimization

Most of the credit industry establishment wouldn't touch disputes concerning personal information while the Identity Theft epidemic soared out of control. Ovation developed a special option for people that want to be sure their identity is accurately represented as well as the rest of their credit report. Ovation wanted to be sure that anything on your report that was costing you precious points could be successfully disputed, including inquiries.

Competitive Upgrade

After hearing the stories from clients coming to Ovation after a long, unsuccessful ordeal with a competitor we launched the first industry competitive upgrade rebate. Our Competitive Upgrade allows those clients a discount to upgrade to Ovation so they can experience the difference only we can make.

Our "Better Credit, Better World" Outreach Campaign

In an industry full of organizations with no commitment to give back whatsoever, Ovation pioneered the first "you pay us, we pay them" commitment to world outreach. It's our way of paying it forward.

"Go Green" Credit Repair

"Go green" is our voluntary, proactive commitment to running a proactive "green" credit repair organization. Ovation was the first to go public with our commitment to the planet for all to see. Though we wish we weren't alone, we're the only green choice in the industry.

Built To Last - We've Been Here, We'll Be Here.

For years, Ovation has helped tens of thousands of clients transform their credit profiles and their financial possibilities. Our formula is proven. Our commitment to our clients is unquestionable, so much so that client after client recommends us to their friends and family to help resolve their credit problems. Go with a proven winner that will be here today, tomorrow, and beyond. Choose Ovation for your credit report repair needs.

What To Expect From Ovation

In a nutshell, expect our best at all times. That's backed by several company policies and assurances, like our 100% Service Guarantee and our No-Risk Refund Policy. Here are several advantages you can expect when you choose Ovation:

 Our 100% Service Quality Guarantee is effective from day one.

 Our programs were designed by attorneys with a complete understanding of your legal rights under applicable Federal
Statutes.

 We are an Accredited Business and maintain a pristine record with the Better Business Bureau.

 We stay current on consumer law as it pertains to credit repair and credit bureaus to make sure that our clients receive
the best possible results.

 Your privacy and confidentiality (especially in regards to your social security number, credit card information and credit
reports) are protected by state-of-the-art encryption technology.

 We go out of our way for new clients to feel comfortable working with us. By standing on our history of excellence and
aggressive client protection policies, we offer you the safest, most-reliable services in credit repair today.

What Makes Us The Best For You?

We stand behind the work we do. Ovation's specialized credit repair processes, legal expertise, and guaranteed customer service are unmatched. We provide customized, personal attention to your individual credit repair case and we emphasize customer support and long-term solutions for our clients. Simply put, we strive to provide the best customer service in the industry, and our results-oriented team takes pride in consistently meeting and exceeding our clients' expectations. Ultimately, we provide clients with renewed financial optimism and a valuable savings of time and money.

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Our Team, Your Team

Ovation And The Power of True Teamwork

At Ovation we have a diverse team of talented professionals working to restore the strength of your credit. It takes teamwork to pull together all the various aspects necessary to make this happen. At Ovation we know all about what it means to coordinate an effective team to produce consistent and reliable results for you. You can count on the power of our team at Ovation to offer the most comprehensive and personalized credit report repair solutions available.

Founded by Attorneys.

Ovation was founded by attorneys who continually encountered individuals plagued by inaccurate and misleading credit reports. Our goal was to assist those individuals with fast, effect and legal credit report repair. We set out to create an affordable solution while offering excellent credit report repair programs. Today, Ovation is the leader in credit report repair services and has helped thousands of individuals regain their financial confidence.

About Terry D. Cordell - President, Co-Founder

Our company was co-founded by and is currently managed by Terry D. Cordell. As a lawyer, Mr. Cordell brings tremendous insight into consumer credit laws and their application as they relate to our credit repair programs.

Mr. Cordell was awarded a Juris Doctor, cum laude, from the University of Miami School of Law, Coral Gables, Florida, and is a member in good standing of the Florida Bar. He received a Bachelor of Business Administration Degree from the University of North Florida, and a Masters in Business Administration in Finance, Decision Sciences and Corporate Strategy from the Kellogg Graduate School of Management at Northwestern University, Evanston, Illinois.

Mr. Cordell's legal experience is focused in bankruptcy, complex commercial litigation and consumer credit rights. Mr. Cordell has litigated complex bankruptcy issues involving ponzi schemes, fraud, breaches of fiduciary duty, and the Florida Deceptive and Unfair Trade Practices Act, and has managed and/or administered numerous receiverships and bankruptcy estates. Additionally, Mr. Cordell serves as a corporate director, trustee, and a court-appointed personal representative.

Prior to co-founding Ovation, Mr. Cordell's experiences include more than eight years of consulting, financial and operating analysis of distressed corporations, financial and operating analysis in support of mergers and acquisitions, business development, and debt restructuring.

About Charles J. Speranzella - Co-Founder

Mr. Speranzella received his Juris Doctor from the University of Baltimore School of Law and was admitted to practice in the State of Maryland in 1981. Mr. Speranzella brings over 23 years experience specializing in corporate law, corporate governance, international corporate transactions, and in directing complex commercial litigation.

Mr. Speranzella was retained by the Board of Directors and a senior secured lending group to operate a $1.5 billion, financially distressed multi-national corporation with over 18,000 employees in fourteen countries. He successfully reorganized the company, guided it through the Chapter 11 process and brought the company out of bankruptcy in December of 2000. Mr. Speranzella serves as a corporate director, trustee, and a court appointed personal representative.

Prior to co-founding Ovation Credit Services, Mr. Speranzella has held senior management and legal positions with major, public, multinational corporations, including Lockheed Martin Corporation, the Lagardere Group, and Breed Technologies, Inc. Additionally, Mr. Speranzella spent seven years as the Supervisor of Data Processing for the credit card operations of Citicorp Financial, Inc.

Meet Members of the Team Working For You

That is exactly what happens when you become a client of Ovation. You'll work closely with our specially trained team. You'll receive one-on-one service that you won't find anywhere else in our industry. We have talented and committed people throughout our organization from the Analysts assessing your credit situation and formulating the winning strategy to apply, to the Advisors working directly with you throughout the process, to the administrative staff making sure your correspondence and invoicing is perfect, to the tech crew making sure your access to Case Manager is consistent and fully functional, to the legal team overseeing and coordinating all of it.

Put Our Team To Work For You Right Now

You'll receive one-on-one service that you won't find anywhere else in our industry. Our team is ready to get to work for you know to generate the kind of credit improving results you want to see. Put our team to work for you right now to begin enjoying the brighter future that better credit can provide. It only takes a few minutes and you're on your way when you use our Express Signup.

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Get Better Credit And A Better Planet!

It's not just about credit reports and scores, it's about changing lives. It's about leaving the world better than we found it. When you pay us, we pay them. It's the Ovation way of Paying It Forward. Help us by supporting only organizations committed to giving back to our world and making a difference. Over 50 world charities benefit when you choose Ovation for your credit needs. We deliver better credit and a better planet simultaneously.

Ovation was the first and only organization in the vast credit repair industry to adopt and go public with a formal and sweeping commitment to humanitarian causes. Hopefully other companies in the industry will join us.

We Can Make It Better Together

There's never been a better time to pay attention to all of the troubling happenings going on in our world today. At Ovation, we believe in making a difference. The same way we make a difference in your credit score, you can make a difference for someone in need. Every year, we donate a portion of Ovation’s revenues to our non-profit 501(c)(3) organization. You contribute to a Better World for as long as you're an Ovation client. A partial list of the organizations you can help support is listed below.

Demand More From The Companies You Support

It's 2008. The days of irresponsible corporate apathy towards the crisis' of our modern world are over. Demand that all the companies you support with your patronage adopt proactive world betterment campaigns. In the marketplace of today any organization that cannot give back doesn't deserve you as a client. If we all demand more of the companies we keep in business it's another way our world can become a better, more caring place and fast. It can be that simple. As an American, as a humanitarian, as a citizen of the world, demand more. We do.

Who Benefits?

Each year we make a contribution to our charitable foundation. The foundation makes donations to charitable organizations worldwide. You affect everything from Pediatric Aids, World Hunger, Wildlife Preservation, Darfur Relief, and Returning Vet Care just by improving your credit! Programs are chosen independent of any political or religious consideration.

You may click the links through to see more about the charities that our charitable organization supports:

• Doctors Without Borders - Doctors Without Borders
• Habitat For Humanity (Homes for Homeless)- Habitat For Humanity
• Family Fund of Fallen US Soldiers - Operation Homefront
• Artificial Limbs For Disabled Veterans - VFW Foundation
• Tsunami Relief - Direct Relief International
• Humane Treatment of Animals - US Humane Society
• African Children Hunger Relief - Feed The Children
• Darfur Refugee Crisis - Aid Darfur
• Development of Alternative Energy & Fuels - Save The Earth
• Global Warming Prevention - Environmental Defense Fund
• Endangered Species Protection - Wildlife Direct
• Clean Water For Those In Need- Wateraid
• Rain Forest Preservation, Plant A Tree - The Nature Conservancy
• Racial Tolerance In America - Martin Luther King "Build The Dream" Foundation
• Tibetan Genocide & Refugee Relief - International Campaign For Tibet
• Worldwide Human Rights - Human Rights First
• Children with Autism - National Autism Association
• Muscular Dystrophy - Muscular Dystrophy Association
• Alcohol Addiction - Alcoholics Anonymous
• Battered Spouse Support- Family Violence Prevention Fund
• World Youth Famine - Childreach - Plan USA
• Children With Disabilities - Ronald McDonald House
• A Future For Every Child - Christmas Box House
• Missing Child Rescue - National Center For Missing & Exploited Children
• Recycling & Clean Earth- Earth 911
• Cancer Prevention & Awareness - American Cancer Society
• Poverty In America - Second Harvest
• Lungs - American Lung Association
• Heart - American Heart Association
• Learning Disabilities & Birth Defects- March of Dimes
• Hospice - Hospice Foundation Of America
• Deaf Persons - Dogs For The Deaf
• Learn To Read - First Book
• Blind Persons - American Foundation For The Blind

Help Us Make A Difference Today

Help us make a much needed difference. Simply choose Ovation for your credit report repair needs, pay your monthly fees, and we will do everything else. Thanks for your help in making it a better world.

About the Breed Charitable Foundation

The Breed Charitable Foundation was created in 1994 for the purposes of advancing health and educational causes. The Breed Charitable Foundation has donated millions of dollars since 1994 to advance these causes.

*Please Note: Contributions to our 501(c)(3) organization are made annually. Suggestions for more charities? We'd like to hear them. Please send us an email at info@ovationlaw.com.

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