Everywhere you look you can see advertisements and articles discussing the importance of an individual's credit score. Credit scores affect every aspect of our financial lives - qualification for loans, the interest rates we pay, employment opportunities, and even insurance premiums. Undoubtedly, a consumer's credit score has become one of the single most important criteria reviewed and considered by today's lenders and potential employers. The information reported by the credit bureaus about you impacts almost every part of your financial life.
Probably not. Credit scores are based upon information reported on a consumer's credit profile. The 3 main credit bureaus maintain credit profiles on more than 100 million Americans. Unfortunately, statistics show that approximately 3 out of every 4 credit profiles contain potentially serious errors. Here are some alarming statistics about credit reports:
These errors are costing consumers billions of dollars in unnecessary costs. How much does inefficient and inaccurate reporting cost you?
You're not alone. Unfortunately, few consumers fully understand what constitutes a correctable error on a credit profile. Many are busy with everyday life - raising a family, working, etc. and just don't have the time to devote to researching their credit rights. As a result, few consumers actually dispute their credit profiles effectively.
Identity theft further complicates the matter. Millions of Americans suffer from credit profiles corrupted by improper and unauthorized use of their credit information. All told, consumers are stuck with the daunting task of navigating legal frameworks while disputing with unresponsive credit bureaus. This unbalanced playing field creates only one major loser - the American consumer.
Enter Ovation. This is precisely where we come in. We're here to help you achieve your optimal credit profile. We work with the credit bureaus and your creditors to resolve issues on your credit reports. We work on items that should be deleted or removed, items that should be updated, and items that should be re-characterized. We've studied credit reporting, the credit bureaus and creditor reporting methods to maximize the results we can obtain for you.
Our programs are based upon extensive research of consumer credit laws, credit bureau tactics and persistence for our clients. Our programs are 100% legal, and are developed and managed by the very same lawyers who founded our company. We've helped tens of thousands of Americans correct their credit profiles and counting.
At Ovation we've effectively disputed every kind of problem a credit report can have and we're waiting to help you now. Let us show you the difference Ovation can make for your credit today. Sign up now.
When you're an Ovation client what can you expect? Not only our best, but the best the industry has to offer. Here are a handful of crucial elements built into every credit repair program we deliver:
Studies show that less than 10% of the population looks at their credit report annually. Instead, they wait until they're ready to buy a car, make a real estate purchase or refinance property and then check their credit report and credit score. In some cases, this may be too late.