The Essentials Plus program is our tour-de-force program for more complex or advanced credit repair issues. It packs all the punch of the standard Essentials program but then adds several other cutting-edge components which formulate a multi-tiered approach best suited to yield the best possible results sooner than later. If you have compound or more extreme derogatory items on your report, this is the one for you. For minor or less complex credit repair issues you may also consider the Essentials program.
Essentials Plus offers unlimited customized validation letters to creditors, unlimited customized goodwill letters to creditors and a recommendation letter from Ovation for future credit approval consideration. Essentials Plus also offers personalized dispute options, unlimited disputes submitted to all three credit bureaus, a personal Case Advisor assigned to your case, access to case status and updates 24 hours a day / 7 days a week, our online Dispute Manager to manage your dispute options, our excellent client service, and the ability to cancel at anytime. The Essentials Plus program is $79 for your first work fee and then $59 monthly until you are satisfied that your credit situation is resolved.
Ovation will send an unlimited number of dispute letters to the creditors you choose, to verify the questionable items that you are disputing. These are letters that go out to creditors who have reported accounts being over 150 days past due. We challenge the validity of the questionable item on your report by requesting the creditor to validate the questionable information. If the information is proven invalid and incorrectly reported; it is used to remove or update the item from the your credit report.
Ovation will write unlimited 'goodwill' letters and send them to your creditors. Goodwill creditor letters are letters sent to your creditors asking them to take your good faith and goodwill efforts into consideration and remove the late payment(s) listed on the account. The letters advise creditors of the your good standing and request that they review the account and delete any late payments from the your credit report due to error, any inaccurate information, or even as a courtesy. These letters go out the same time credit bureau letters do; increasing desired results and minimizing dispute timetables.
We'll send you a prestigious, personalized recommendation letter, signed by our directing staff attorney to assist you in future dealings with potential lenders. This letter can be used when dealing with lenders to inform them that your current credit score may not accurately reflect what is truly going on with your credit. It will also inform potential lenders that you have retained Ovation Credit Services to dispute inaccurate and misleading items on your credit report.
The Essentials Plus Program covers all the bases for general credit report repair as well as complex or advanced credit repair issues, and allows you to dispute each item on your credit report that you feel is inaccurate, misleading, or unverifiable in any way. However, with the Essentials Plus program, not only will we send dispute letters out to all three credit bureaus but we will also dispute to each individual creditor. As you identify the items you wish to dispute, you may then prioritize the top five items so that your items of concern are addressed first.
The key to successfully removing questionable items from your credit report is understanding the correct procedures and tactics used by the credit bureaus. You'll be able to utilize our experience and credit expertise by having a certified Case Analyst do a Free Consultation with you before you even sign up. Your Case Analyst can help you order all three credit reports if you do not already have them. Once you have your credit reports the Analyst can do the consultation with you and help you choose which program and add on services will be best for you and your credit situation. Once you sign up, the Case Analyst will hand you over to your Personal Case Advisor. Your Case Advisor will personally guide you through the dispute process, inform you of your dispute options and protect your credit rights. Your Case Advisor is here to be your advocate whom you'll be able to call or email anytime you need help or have a question. You won't be doing this alone!
During the dispute process, you will be able to login to our Dispute Manager website where you will be able to manage and monitor your case - at anytime! You have the ability to update your personal information, update your billing information, add a co-client, or just review your case and your results to better understand where you are in the process.
Through our state-of-the-art Dispute Manager website, you will be able to monitor your case status during the credit report repair process at anytime. Your case advisor will assign you a username and password to login to the Dispute Manager site (you can personalize your password as well). Once you are in the Dispute Manager site you can view your credit report information and individually mark the items you want to dispute and the reason for disputing them. Since each questionable item on your report varies in terms of how damaging it is to your credit score, you will also have the ability to prioritize the dispute items so that they are disputed in relation to the impact they have on your credit report and your personal situation. If you are not sure which accounts have errors or how you should dispute them your Personal Case Advisor will be here to walk you through the web site if needed.
At Ovation we aim to keep pricing competitive and simple to understand. Here's how the pricing of the Essentials Plus program works:
Thousands of people have trusted Ovation for help with their credit restoration goals. We're ready to begin helping you today.
Sign-up for the Essentials Plus Program and let's get started right now.
Ovation has successfully resolved questionable items on credit reports including:
When you're an Ovation client what can you expect? Not only our best, but the best the industry has to offer. Here are a handful of crucial elements built into every credit repair program we deliver:
These improvements generally lead to higher credit scores and better borrowing opportunities.
Individual results may vary.